Support Next-Generation Digital Platforms with Streamlined Onboarding and Account Security
Protect Vulnerabilities in Business Processes
While fintechs grew up digital-first, they have also developed new onboarding experiences and payment platforms that fraudsters exploit. Protect every touchpoint in the digital journey without the forklift install.
Streamline Onboarding Without Compromise
Isolate and block malicious automated bots and human click farms from developing fake accounts. Streamline the integration of third-party authentication and KYC checks for a slick onboarding experience.
Secure the Entire Customer Journey
Understand trusted user behavior from login, through change of details, adding new beneficiaries, making and receiving payments. Monitor interactions on a journey-level rather than at moments in time to detect unusual behaviors.
Tailor Unique Customer Experiences
Digital-first customers are looking for tailored user experiences that delight rather than insult. Jumping through unnecessary authentication hoops or not recognizing loyalty is likely to result in defection to the nearest competitor.
Unify Intelligence and Analytics to Better Protect the Complete Customer Journey
Digital wallets, cryptocurrencies and neo-banks are key targets for fraudsters looking to exploit gaps in business processes, putting digital-first strategies to the test. Darwinium unites operational siloes and gaps in digital journeys to build resilience for the future.
The Darwinium Difference
Unite Operational Siloes
Darwinium creates a single view of the customer that can be used by multiple business units. At the network level, security teams can make more context-aware risk decisions. Fraud team gain deeper visibility into user intent across each digital interaction. CRM and marketing teams can use behavioral insights to tailor experiences on a per customer basis to build loyalty and trust.
Customer Journey Orchestration
Darwinium combines layered native profiling of devices, behavioral biometrics, behavioral analytics and network intelligence with the ability to call out to any third-party APIs to conditionally enrich risk decisions. By combining this data, Darwinium solves the problem of getting all data into one place to make risk decisions across the customer journey.
Future-proofed, Resilient Risk Management
Darwinium has been architected to provide long-term data storage and interrogation. Businesses can store data for human or machine analytics applications for 12 months rather than the industry standard of often less than 30 days, meaning they can benefit from real-time context and analysis of longer-term customer and fraud trends.